Melissa Manikas

Welcome to our insurance agency, proudly serving Otsego County and surrounding areas from our convenient location in Cooperstown, New York. Since opening our doors in 2010 on Pioneer Street—with free parking and handicap accessibility—we’ve been dedicated to providing personalized, professional service with a friendly touch. Our golden retriever mascot, Harley, is always here to greet you!

We understand that insurance can be complex, and having a real person to talk to makes all the difference. Whether you prefer to call, text, email, or stop by in person, our team is available 24/7 to answer your questions, provide quotes, and guide you through your options. We serve all New York State counties, with a special focus on Otsego, Delaware, Montgomery, and Schoharie.

Our goal is to help you find coverage that fits your unique needs and budget. We offer a wide range of insurance options including:

• Auto Coverage: Tailored protection with competitive discounts like Drive Safe and Save, giving you control over your savings.

• Homeowners and Renters Coverage: Safeguard your home and belongings—whether you own or rent—with policies designed to meet your requirements.

• Life Coverage: Term, whole, or a combination—let us assist you in determining the appropriate amount of protection to support your family’s financial goals.

• Commercial Coverage: From home-based startups to established businesses, we will work with you to identify suitable coverage.

• Recreational Vehicle Coverage: Options for motorcycles, RVs, ATVs, travel trailers, snowmobiles, and boats—because your adventures deserve reliable protection.

• Personal Articles Coverage: Protect valuable items such as jewelry and musical instruments with specialized policies.

• Cyber Event & Identity Restoration Coverage: Assistance and coverage to help address the impacts of identity theft.

We are committed to making insurance easier to understand so you can make informed decisions with confidence. Whether you’re relocating to our beautiful area or reviewing your current coverage, we’re here to support you every step of the way.

As a New York State Notary, we offer additional convenience for your important documents.

Let’s connect and develop a Personal Price Plan that fits your lifestyle. Contact our office today for a free quote or to schedule an appointment—virtually or in person. Your satisfaction is very important to us.

Not sure where to start with getting ready for the future? From insurance to financial services, we are here to guide you through life’s uncertainties. Reach out to us today, we are standing by to help!

Your landlord’s insurance likely covers only the building itself but not your belongings or your liability for accidents, but you can protect yourself with renters insurance from State Farm.